Vaughan Mortgage Brokers

Getting approved for a first or second mortgage in Vaughan is no small feat. And getting approved for the right mortgage – one that’s sufficient, fairly priced and aligned with your long-term goals – can be even more challenging. Unless you have the free time and know-how to track down several lenders and jump through various bureaucratic hoops, the process can be daunting.

That’s where Stonefield’s Vaughan mortgage brokers and agents enter. Working with a Vaughan-based mortgage broker means working with someone who will advocate on your behalf for your financial needs. With years of experience and access to the top lenders, you can focus on other essential aspects of your finances with the peace of mind of knowing an experienced mortgage agent or broker is working behind the scenes to ensure you get the best mortgage product for your needs. Some borrowers are looking for the highest loan amount. Others are looking to keep cash flow readily available and are looking for the lowest monthly payment. What we can guarantee is we will always work to understand your financial situation and our relationships with lenders will get you the best possible rate we have access to.

Need another reason to work with the professionals at Stonefield Mortgage? It’s usually free*. Although we act as your tireless supporters throughout the mortgage process, we don’t charge you –  the lenders provide your Vaughan mortgage broker with a commission for bringing them a new client!

*Please note, in scenarios where borrowers are not able to be placed with an “A” lender due to low credit, income or other reasons, there may be a broker fee associated with the file. See below for more details

The best mortgage brokers in Vaughan understand the nuances of getting approved for a mortgage. They understand the intricacies of negotiating with lenders and have insight into what homebuyers and owners need in their arsenals to get the best rates and highest loans.

Working with a mortgage agent or broker in Vaughan lets you take the weight of worrying off your shoulders. Our experienced agents and brokers have access to a wide range of lenders in the GTA, ranging from banks to credit unions and trust companies, as well as industry-leading technology. You just sit back, relax, and focus on what matters: your new home or bright financial future.

In most cases, there is no cost to the client for using a mortgage broker or agent in Vaughan, as the lenders often pay a commission to the broker. At Stonefield Mortgage, we offer a simple and efficient process that will remove as much stress from your plate as possible. Whether you’re interested in private mortgages or self-employed and looking for the right mortgage solutions, our team can help. In the event there is a cost, it will primarily depend on the lending solution that is most effective for each borrower.

We offer a complimentary 15-minute consultation. During this time, we’ll assess your needs and what you’re looking for in a mortgage broker and determine the price point for our services – if any.

Buying a Home

Buying a home can be a long and arduous process. Before signing on the dotted line, we always strongly recommend being pre-approved (prequalified really) for a mortgage. Working with a trusted Vaughan mortgage broker can help ensure you get the best loan and rate from a selected pool of reputable lenders. Put your mind at ease by booking a consultation with a Stonefield Mortgage Vaughan mortgage broker.

Refinance Mortgage

There are several reasons why homeowners choose to refinance their mortgages. Whether to consolidate high-interest debts into one monthly payment, leverage their home’s equity to increase its value with renovations and even for investment opportunities. We have also seen many clients refinance to help loved ones with a down payment for a new purchase! A Stonefield Mortgage broker in Vaughan can help determine if refinancing is the right solution.

Mortgage Renewal

Mortgage renewals allow homeowners to evaluate their current rates and decide when to find a new lender. Our Vaughan mortgage brokers provide the insight and expertise to choose a lender that meets your current financial goals. We recommend contacting our Vaughan mortgage brokers for mortgage renewals approximately 90 – 120 days in advance to ensure that all options are evaluated. Even if there is no ideal solution for you to change lenders, we can still use our relationships to negotiate a lower rate on your renewal!

Self-Employed Mortgage

Working as an entrepreneur should never mean sacrificing financial opportunities. We work with self-employed clients across Vaughan and the GTA to help them secure loans and interest rates that suit their financial status.

Debt Consolidation

Consolidating your debt is one of the most effective ways to streamline your finances and get out of debt. Our Vaughan mortgage brokers allow homeowners to utilize their mortgages to build better financial futures.

Second Mortgage

Second mortgages are a versatile way for homeowners to maximize their financial opportunities — whether they’re consolidating debt, renovating their homes, or looking to improve their credit standing. Our second mortgage brokers in Vaughan and the GTA can help you determine if you qualify and the right type of mortgage for your goals.

Low/Bad Credit Mortgage

Having low or bad credit doesn’t mean you have to sacrifice homeownership. We work with our clients to determine the type of mortgage they qualify for and which lenders can help.

Private Mortgage

Pursuing a private mortgage in Vaughan is a unique process; understanding the nuances of applying can help you make an informed decision. We provide broker-focused, common-sense approaches with in-house mortgage professionals who understand how to get you financed without the wait.

There may be several Vaughan mortgage brokers at your disposal, but not all are created equal.

A great mortgage broker will look at the borrower’s overall financial picture, understand the goals and strategies that they are trying to achieve and help them find the best mortgage product to accomplish those goals.

For example, while one borrower is looking for the lowest monthly payments, another could be looking to pay down their mortgage as fast as possible. Some borrowers want a home equity line of credit attached to their mortgage – so as they pay down their mortgage, they have more access to borrowing. Other homeowners may not require this home equity line of credit.

Understanding the borrower’s needs and wants is paramount to ensuring they receive the best mortgage product for their situation. Even if you, the borrower, don’t fully understand the (admittedly complex) landscape of mortgages and loans, you should get a product that fits. A product that’s in your best interests, comprehensively explained to you by experts. That’s where we come in.

Mortgage broker David Steinfeld is a lifelong student of finance and has worked with a diverse range of individuals, investors, and corporations — earning them the most affordable and flexible financing options on the market. He’s the helm here at Stonefield Mortgage, managing a well-connected and highly regarded team of professionals.

With access to over 40 mortgage lenders, including a selection of AAA and B banks, trust companies, credit unions, and private lenders, Stonefield Mortgage understands the nuances and intricacies of the industry and what it takes to get the best rates for our clients. That’s what makes us stand out from other mortgage brokers in Vaughan.

Unlike most things surrounding financing and homeownership, this step is relatively simple! No drives down to the bank, no mountains of paperwork. To start with a mortgage broker in Vaughan, you just need to click a couple of buttons.

Our experienced team of mortgage brokers provides a free 15-minute consultation call, during which time we’ll assess the basic scope of your needs and determine the appropriate next steps. Simply tap that “Book a Call” tab in the top-left corner. Alternatively, you can skip the chat and head straight into the application process by clicking “Start Your Application.”

Not in Vaughan currently? Our services are also available in:

• Vaughan
• Mississauga
• Brampton
• Etobicoke
• Pickering
• Ajax
• Aurora
• Oakville
• Markham
• Richmond Hill
• Scarborough
• Newmarket
• Whitby
• Toronto

Contact us today to set up a free 15-minute consultation.